[2023] You should be able to loot a knocked enemy.

You can carry them, you can kill them to access loot, why not be able to do it instantly?

This would decrease the need for finishing downed enemies, while giving the winner of the fight early spoils to help take down more enemies.

I don't see any downside to this, as long as it is knocked enemies which are at your mercy. If you could loot teammates while knocked that could lead to some bad things.