[2021] Loot should respawn after the set time, regardless of whether players have been near it.

Actually stipulation B, that players not be in the chunk for a while, is supposed to be more intuitive/immersive. If you sit in the same spot all the time watching a container like a hawk, you know that nobody ever disturbed it to leave more loot there. If loot did appear even while you’re there watching it, then one would have to wonder where this loot came from.

Is the game being as immersive as it could, animating bandit characters that roll through the map, using POIs and leaving some stuff behind as they do? No. But since your criticism was that it’s unintuitive, I have to disagree. It’s intuitive that loot doesn’t just appear in front of your nose while you stick around waiting for it.