This was put in place in order to prevent fraudulent transactions within the games and ensure making purchases in Lost Ark is not a vector for bad actors to make money off of stolen credit cards or Steam accounts. I know it’s a very frustrating feature for normal players, but the good news is implementing this feature lead to a significant drop off in the amount of fraudulent behavior in-game, to the point where we have not had to implement any number of additional anti-fraud features.