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have you ever considered making it the most recent rank you achieved to keep people from deranking after hitting plat or diamond. i personally do this after hitting platinum for a more fun experience but it does take the competitiveness out of it
I'm not sure if they've thought about changing that system.
I get your point, but I also think it's good that the system recognizes your best, rather than your last, placement. It lets you feel pride in the highest point you were able to climb to, rather than where you ended up at the very end of the season.