[2022] Choppy gameplay and Textures loading slowly

Description
When I get into the game with setting "Video>Enable Dx12 Renderer" off, I get sweet consistent ~60 FPS but the game freezes every 10 secs or so and unfreezes (being more frequent in areas with more players). But when I try joining with setting "Video>Enable Dx12 Renderer" on aside known issue of crashing after some time my textures are not loading so I end up bumping in objects that I don't see.

My Specs
Intel i5
16gb Ram
Nvidia 1050ti

Solutions that I've already tried
-Update Windows
-Update Graphic card drivers
-Reinstall the game
-Lower Graphic settings

Note
All of my settings are tuned as low as possible.

Hope that someone will be able to help me.
Best regards, Ziley