[2023] How about damaging gear in the inventory too upon death?

If a player dies, the gear he is wearing will suffer damage. However, what if the gear in their inventory also suffered damage? Would this be too excessive or an appropriate feature to include?

Since there will be no loot drops of finished items from your bag, this could allow people using naked mule characters with nothing but gear in their inventory. The naked mule alt is a thing, this already exists in another game and I am certain it will exist in AoC.

Consider all possible scenarios, PvE and owPvP.