Hey there @kraziagent, thanks for taking the time to get back in touch and for sharing this in-depth feedback. I have passed on your feedback to the development team so that they can be aware of what you have mentioned. If any future changes are to be made to the game, they will be shared over in our News & Announcements section.
Regarding the Civic Centre SHD Cache issue, I understand that players should not be forced to co-op to fix the problem. It's important to note that this is a temporary potential workaround and we understand that it is not ideal. In the meantime, our teams will continue to work on the issue. If you have any further questions or you experience any other issues, please do not hesitate to reach back out.