Whenever I tried to interact with an npc, I usually will have to wait for about a minute for the spinning save icon to stop before transitioning to a cutscene or dialogue. Longest I have to wait was slightly more than four minutes. No fps drop or freezing, just long loading times. The game was installed on ssd. The save icon appeared almost constantly.
I can avoid this problem by playing in offline mode but I will miss out on ubisoft connect challenges and reda's quests. My internet is fine since I can play other online games without any issues.