By the way: You may want to start a new world to reapply configs to the world you are currently playing or setting up configuration correctly, happy to help you with that. You will already see in the config screen there is settings for claim papers on settlement on worlds - but given you are capable to dig into the server to disable settlements, I would have assumed you found those settings automatically set for No Collaboration as well.
You find them in Difficulty.eco:
"ClaimStakesGrantedUponSkillscrollConsumedAndSettlementsDisabled": 1.0,
"ClaimPapersGrantedUponSkillscrollConsumedAndSettlementsDisabled": 5.0,
"ClaimStakesGrantedUponSkillscrollConsumedAndSettlementsEnabled": 0.0,
"ClaimPapersGrantedUponSkillscrollConsumedAndSettlementsEnabled": 0.0,
They should be self-explaining, otherwise just hit me up via DM and we'll get it sorted.