Originally Posted by BSoD380This is great feedback and you are correct!
Oh, so using skins is only possible by joining a Club and using the Club's skin?
This is very unclear in-game. The UX is pretty bad for this menu. You should at least display a message that you need Club Access, or need to have joined a Club to see this feature, not show an empty screen. It looks like a bug when it isn't.
Hopefully this helps others in this situation.