1: You can find or buy better tools completely irregardless of whether or not you have the Miner 69er perk. Yes, It can give you them faster, and yes it bolsters damage; But it's not necessity. It's a choice driven by impatience.
2: Likewise to the above, A choice driven by impatience. You can absolutely harvest enough without motherload to succeed- Mother lode at max rank is 100% increase. So, spend 2x as long and you'll reach the same quantity.
3: You can find recipes for all the food- It's a choice to want to be able to cook your own food instead of scrounging around while looting or buying it at the trader.
And in all three cases, you can buy a rank in the skill without any additional points in strength; with the cooking one teaching you basic recipes and teas which is more than enough. I've never put more than a single point in the cooking skill. Meanwhile, Miner 69er and mother lode both have a
significantly lower cost to entry than any other skill, ...
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